America's #1 Retailer of Luxury Flooring, Carpet and Mattresses

Luxury Vinyl Planks, Hardwood, Porcelain Tile, and Backsplash along with NAME BRAND closeout mattresses up to 75% off regular retail prices.

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Find Us On

mohawk
dw
tesoro
eagle
southwind
axis
beau flor
sealy
saatva
pergo
capital
stearns
stanton
br-harmony
br-black

Your One-Stop Shop for Luxury Flooring and Mattresses

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Come visit 98 Flooring & Mattress at our Miramar Beach location. We offer the best pricing on in stock luxury vinyl plank flooring, engineered hardwood flooring, porcelain floor tile, premium carpeting and backsplash tile. We buy most of our inventory direct from the manufacture and pass on the savings to you. We carry 40 colors of Luxury Vinyl Plank flooring in stock. New construction or remodeling, we will help you will find the flooring you are looking for. We are the largest retailer of waterproof flooring in the Florida panhandle.

98 Flooring & Mattress is one of the top retailers in name brand liquidation, closeout, and overstock mattresses. We have hundreds of in stock mattress from most of the top mattress manufactures in the US. We carry many different types of mattresses including hybrids, memory foams, and traditional innerspring. We stock a variety of comfort levels such as firm, plush, and luxury plush. Our mattress merchandise changes weekly. Most of our in stock mattresses are discontinued models, overstocked, slightly imperfect, closeout, and floor models from Sealy, Stearns & Foster, Capital Bedding, Saavta, and many more. All of our in stock mattresses are priced 75% off retail prices. Stop in today and find the perfect mattress for you.

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Why choose 98 Flooring & Mattress

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0% Financing Available
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98 Flooring and Mattress comes with a 1 Year Warranty

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We offer Luxury Flooring and Carpet and Top Quality Mattresses from Nationwide Manufacturers!
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Lowest prices in the Florida Panhandle

"Everybody gets a deal!"

Rave reviews from our customers

We sleep in luxury for outlet prices.

New residents in Panama City Beach and wanted quality, luxury mattresses without the price. This is your stop! Matt has solid knowledge of the industry and his inventory. We got 2 Stearns & Foster mattresses for a steal, plus decided to order 3 more for our guest bunk room. Matt has been forthright, very communicative through the whole process when our adjustable bases were delayed. Support this small business as they are way better than the big box stores with price, quality and professionalism.

Yasmine R.

I highly recommend 98 Flooring

My company has been using 98 Flooring for a couple of years and they have an outstanding, friendly staff. They are knowledgeable about all of the products they carry and have great pricing. If you need help with choosing the right flooring for your project, I highly recommend 98 Flooring.

Jeff B.

We bought a new mattress at 98 flooring and mattress and couldn’t be any happier.

The staff was friendly and knowledgeable, great prices and we are extremely happy with our purchase. Definitely recommend if you’re looking for great quality at a fair price.

James A.

Definitely recommend going here for all your home renovations.

Stopped in here looking for some tile and the nicest people greet you with a smile and help you with all your needs.

Rhonda B.